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| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.8 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $33,242 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$83,248 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,173 | $106,247+31.9% | $147,096-4.7% | $77,714+80.4% |
| Participation rate | 96.8% | 78.4%+18.4pp | 82.2%+14.6pp | 70.6%+26.2pp |
| Annual return | 15.85% | 56.87%-41.0pp | 419.75%-403.9pp | 31.26%-15.4pp |
| Employer contribution / active EE | $5,026 | $4,069+23.5% | $4,936+1.8% | $2,727+84.3% |
| Participant deferral / active EE | $9,166 | $7,996+14.6% | $8,071+13.6% | $4,649+97.2% |
| Admin fee / account holder | $35 | $338-89.8% | $13,005-99.7% | $433-92.0% |