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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,236 | $81,358-86.2% | $155,556-92.8% | $80,959-86.1% |
| Participation rate | 96.3% | 66.3%+30.0pp | 78.2%+18.1pp | 67.7%+28.6pp |
| Annual return | 12.52% | 33.39%-20.9pp | 64.84%-52.3pp | 35.67%-23.1pp |
| Employer contribution / active EE | $909 | $3,106-70.7% | $4,675-80.6% | $2,757-67.0% |
| Participant deferral / active EE | $2,406 | $3,455-30.4% | $5,631-57.3% | $4,300-44.0% |
| Admin fee / account holder | $614 | $7,994-92.3% | $15,885-96.1% | $6,925-91.1% |