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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,538 | $79,894-58.0% | $135,792-75.3% | $82,637-59.4% |
| Participation rate | 43.2% | 63.0%-19.8pp | 72.6%-29.3pp | 68.1%-24.8pp |
| Annual return | 15.50% | 17.20%-1.7pp | 25.96%-10.5pp | 53.51%-38.0pp |
| Employer contribution / active EE | $1,068 | $2,165-50.7% | $3,496-69.4% | $2,552-58.1% |
| Participant deferral / active EE | $1,586 | $3,194-50.3% | $4,759-66.7% | $4,126-61.6% |
| Admin fee / account holder | $667 | $6,434-89.6% | $12,266-94.6% | $7,339-90.9% |