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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $51,668 |
LPL FINANCIAL7 years Filed as: LPL FINANCIAL LLC Service code 27 · EIN 04-3046611 | Advisory (Plan) | $44,980 |
Service code 27 · EIN 43-1451524 | Advisory (Plan) | $15,686 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,187 | $62,686+39.1% | $178,505-51.2% | $77,762+12.1% |
| Participation rate | 89.9% | 66.9%+23.0pp | 77.1%+12.8pp | 70.6%+19.3pp |
| Annual return | 14.11% | 16.16%-2.1pp | 27.16%-13.0pp | 31.27%-17.2pp |
| Employer contribution / active EE | $1,160 | $1,914-39.4% | $3,955-70.7% | $2,728-57.5% |
| Participant deferral / active EE | $8,925 | $4,224+111.3% | $6,280+42.1% | $4,651+91.9% |
| Admin fee / account holder | $251 | $386-34.9% | $10,428-97.6% | $433-41.9% |