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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,939 | $81,276-7.8% | $155,574-51.8% | $80,925-7.4% |
| Participation rate | 39.3% | 66.2%-27.0pp | 78.2%-38.9pp | 67.7%-28.4pp |
| Annual return | 11.40% | 33.36%-22.0pp | 64.87%-53.5pp | 35.65%-24.2pp |
| Employer contribution / active EE | $1,374 | $3,103-55.7% | $4,676-70.6% | $2,756-50.1% |
| Participant deferral / active EE | $1,801 | $3,453-47.8% | $5,629-68.0% | $4,299-58.1% |
| Admin fee / account holder | $2,150 | $7,993-73.1% | $15,914-86.5% | $6,940-69.0% |