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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,939 | $81,233-7.7% | $155,567-51.8% | $80,874-7.3% |
| Participation rate | 39.3% | 66.2%-26.9pp | 78.2%-38.9pp | 67.6%-28.4pp |
| Annual return | 11.40% | 33.33%-21.9pp | 64.74%-53.3pp | 35.62%-24.2pp |
| Employer contribution / active EE | $1,374 | $3,101-55.7% | $4,674-70.6% | $2,756-50.1% |
| Participant deferral / active EE | $1,801 | $3,452-47.8% | $5,628-68.0% | $4,297-58.1% |
| Admin fee / account holder | $2,150 | $7,998-73.1% | $15,916-86.5% | $6,935-69.0% |