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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,214 | $79,181+13.9% | $102,423-11.9% | $74,429+21.2% |
| Participation rate | 42.9% | 74.8%-31.9pp | 76.5%-33.6pp | 67.2%-24.4pp |
| Annual return | 15.70% | 54.97%-39.3pp | 29.42%-13.7pp | 1368.38%-1352.7pp |
| Employer contribution / active EE | $1,495 | $2,362-36.7% | $3,023-50.5% | $2,625-43.0% |
| Participant deferral / active EE | $2,489 | $4,416-43.6% | $5,054-50.8% | $4,348-42.8% |
| Admin fee / account holder | $1,722 | $2,002-14.0% | $9,455-81.8% | $1,944-11.4% |