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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,214 | $79,223+13.9% | $102,460-12.0% | $74,478+21.1% |
| Participation rate | 42.9% | 74.8%-31.9pp | 76.5%-33.7pp | 67.2%-24.4pp |
| Annual return | 15.70% | 54.98%-39.3pp | 29.47%-13.8pp | 1370.56%-1354.9pp |
| Employer contribution / active EE | $1,495 | $2,363-36.7% | $3,025-50.6% | $2,626-43.1% |
| Participant deferral / active EE | $2,489 | $4,417-43.6% | $5,056-50.8% | $4,350-42.8% |
| Admin fee / account holder | $1,722 | $2,003-14.0% | $9,460-81.8% | $1,946-11.5% |