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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,021 | $132,634+11.6% | $115,768+27.9% | $137,256+7.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 16.97% | 160.70%-143.7pp | 100.46%-83.5pp | 220.34%-203.4pp |
| Employer contribution / active EE | $6,007 | $3,360+78.8% | $2,940+104.3% | $4,156+44.5% |
| Participant deferral / active EE | $7,141 | $5,619+27.1% | $4,917+45.2% | $6,407+11.5% |
| Admin fee / account holder | $5,069 | $15,028-66.3% | $12,439-59.3% | $12,270-58.7% |