Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,824 | $78,690-58.3% | $161,489-79.7% | $87,485-62.5% |
| Participation rate | 53.8% | 67.5%-13.6pp | 78.7%-24.9pp | 68.9%-15.1pp |
| Annual return | 10.33% | 32.74%-22.4pp | 89.72%-79.4pp | 26.06%-15.7pp |
| Employer contribution / active EE | $1,156 | $2,588-55.4% | $4,268-72.9% | $2,596-55.5% |
| Participant deferral / active EE | $1,378 | $3,311-58.4% | $5,630-75.5% | $4,274-67.7% |
| Admin fee / account holder | $6,904 | $6,724+2.7% | $16,006-56.9% | $7,775-11.2% |