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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,645 | $115,225+22.9% | $100,712+40.6% | $138,895+2.0% |
| Participation rate | 83.3% | 74.3%+9.0pp | 69.3%+14.1pp | 79.9%+3.4pp |
| Annual return | 14.80% | 40.35%-25.5pp | 33.27%-18.5pp | 145.39%-130.6pp |
| Employer contribution / active EE | $2,218 | $2,771-20.0% | $2,313-4.1% | $4,194-47.1% |
| Participant deferral / active EE | $8,245 | $4,699+75.4% | $4,085+101.8% | $6,396+28.9% |
| Admin fee / account holder | $6,357 | $10,844-41.4% | $9,256-31.3% | $12,562-49.4% |