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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,201 | $87,544+123.0% | $75,784+157.6% | $125,388+55.7% |
| Participation rate | 90.0% | 80.2%+9.8pp | 75.8%+14.2pp | 83.2%+6.8pp |
| Annual return | -3.98% | 13.49%-17.5pp | 9.68%-13.7pp | 282.24%-286.2pp |
| Employer contribution / active EE | $2,528 | $3,930-35.7% | $3,323-23.9% | $4,866-48.1% |
| Participant deferral / active EE | $7,970 | $4,229+88.4% | $3,652+118.3% | $5,352+48.9% |
| Admin fee / account holder | $2,462 | $6,502-62.1% | $5,300-53.5% | $9,541-74.2% |