Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,340 | $95,453+203.1% | $112,040+158.2% | $82,448+250.9% |
| Participation rate | 51.7% | 72.8%-21.0pp | 76.5%-24.8pp | 68.1%-16.3pp |
| Annual return | 14.60% | 23.92%-9.3pp | 24.52%-9.9pp | 41.64%-27.0pp |
| Employer contribution / active EE | $545 | $2,318-76.5% | $2,954-81.5% | $2,551-78.6% |
| Participant deferral / active EE | $3,906 | $4,224-7.5% | $5,098-23.4% | $4,139-5.6% |
| Admin fee / account holder | $2,160 | $9,013-76.0% | $12,098-82.1% | $7,234-70.1% |