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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,818 | $146,267-68.7% | $197,124-76.8% | $82,448-44.4% |
| Participation rate | 50.0% | 84.0%-34.0pp | 86.7%-36.7pp | 68.1%-18.1pp |
| Annual return | 17.25% | 29.61%-12.4pp | 44.34%-27.1pp | 41.64%-24.4pp |
| Employer contribution / active EE | $2,169 | $4,723-54.1% | $6,227-65.2% | $2,551-15.0% |
| Participant deferral / active EE | $5,891 | $7,035-16.3% | $9,135-35.5% | $4,139+42.3% |
| Admin fee / account holder | $8,169 | $14,422-43.4% | $16,298-49.9% | $7,234+12.9% |