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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,818 | $145,431-68.5% | $211,142-78.3% | $87,485-47.6% |
| Participation rate | 50.0% | 84.7%-34.7pp | 87.3%-37.3pp | 68.9%-18.9pp |
| Annual return | 17.25% | 27.21%-10.0pp | 46.84%-29.6pp | 26.06%-8.8pp |
| Employer contribution / active EE | $2,169 | $4,662-53.5% | $6,442-66.3% | $2,596-16.4% |
| Participant deferral / active EE | $5,891 | $6,859-14.1% | $9,284-36.5% | $4,274+37.9% |
| Admin fee / account holder | $8,169 | $17,052-52.1% | $19,076-57.2% | $7,775+5.1% |