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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,864 | $52,678-22.4% | $75,784-46.1% | $59,633-31.5% |
| Participation rate | 60.4% | 67.2%-6.8pp | 75.8%-15.4pp | 68.7%-8.2pp |
| Annual return | -1.82% | 2.95%-4.8pp | 9.68%-11.5pp | 2041.45%-2043.3pp |
| Employer contribution / active EE | $529 | $2,193-75.9% | $3,323-84.1% | $2,203-76.0% |
| Participant deferral / active EE | $2,076 | $2,591-19.8% | $3,652-43.1% | $3,192-34.9% |
| Admin fee / account holder | $2,935 | $3,610-18.7% | $5,300-44.6% | $4,297-31.7% |