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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,206 | $100,784+192.9% | $191,597+54.1% | $82,637+257.2% |
| Participation rate | 91.1% | 70.5%+20.6pp | 76.9%+14.2pp | 68.1%+23.1pp |
| Annual return | 17.00% | 18.13%-1.1pp | 27.07%-10.1pp | 53.51%-36.5pp |
| Employer contribution / active EE | $8,093 | $3,102+160.9% | $5,025+61.1% | $2,552+217.1% |
| Participant deferral / active EE | $8,116 | $4,937+64.4% | $6,850+18.5% | $4,126+96.7% |
| Admin fee / account holder | $52,576 | $10,062+422.5% | $22,799+130.6% | $7,339+616.4% |