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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,193 | $93,055+191.4% | $153,643+76.5% | $80,935+235.1% |
| Participation rate | 89.1% | 69.0%+20.1pp | 77.1%+12.0pp | 67.7%+21.5pp |
| Annual return | 20.49% | 19.97%+0.5pp | 15.71%+4.8pp | 35.66%-15.2pp |
| Employer contribution / active EE | $7,803 | $3,504+122.7% | $5,039+54.8% | $2,757+183.1% |
| Participant deferral / active EE | $8,299 | $5,172+60.5% | $6,754+22.9% | $4,299+93.0% |
| Admin fee / account holder | $80,518 | $8,881+806.6% | $12,739+532.1% | $6,924+1062.8% |