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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,701 | $58,848+23.5% | $88,179-17.6% | $82,637-12.0% |
| Participation rate | 100.0% | 57.9%+42.1pp | 69.1%+30.9pp | 68.1%+31.9pp |
| Annual return | 15.78% | 22.76%-7.0pp | 64.97%-49.2pp | 53.51%-37.7pp |
| Employer contribution / active EE | $4,179 | $1,678+149.0% | $2,549+63.9% | $2,552+63.7% |
| Participant deferral / active EE | $4,977 | $3,124+59.3% | $4,614+7.9% | $4,126+20.6% |
| Admin fee / account holder | $5,323 | $4,795+11.0% | $7,673-30.6% | $7,339-27.5% |