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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $579,295 | $146,267+296.1% | $197,124+193.9% | $82,448+602.6% |
| Participation rate | 98.2% | 84.0%+14.2pp | 86.7%+11.5pp | 68.1%+30.2pp |
| Annual return | 15.74% | 29.61%-13.9pp | 44.34%-28.6pp | 41.64%-25.9pp |
| Employer contribution / active EE | $14,016 | $4,723+196.7% | $6,227+125.1% | $2,551+449.4% |
| Participant deferral / active EE | $12,815 | $7,035+82.2% | $9,135+40.3% | $4,139+209.6% |
| Admin fee / account holder | $20,918 | $14,422+45.0% | $16,298+28.3% | $7,234+189.1% |