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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,903 | $178,174+18.9% | $156,181+35.7% | $137,256+54.4% |
| Participation rate | 54.5% | 82.0%-27.5pp | 78.8%-24.3pp | 80.0%-25.4pp |
| Annual return | 16.16% | 84.19%-68.0pp | 64.87%-48.7pp | 220.34%-204.2pp |
| Employer contribution / active EE | $1,718 | $4,972-65.5% | $4,294-60.0% | $4,156-58.7% |
| Participant deferral / active EE | $2,064 | $6,888-70.0% | $6,132-66.3% | $6,407-67.8% |
| Admin fee / account holder | $0 | $17,404-100.0% | $14,586-100.0% | $12,270-100.0% |