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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,603 | $166,268-46.7% | $165,100-46.3% | $145,897-39.3% |
| Participation rate | 81.8% | 82.0%-0.2pp | 78.6%+3.2pp | 80.3%+1.5pp |
| Annual return | 6.16% | 100.52%-94.4pp | 70.21%-64.1pp | 552.29%-546.1pp |
| Employer contribution / active EE | $1,364 | $5,284-74.2% | $4,348-68.6% | $4,663-70.8% |
| Participant deferral / active EE | $1,454 | $6,964-79.1% | $6,035-75.9% | $6,689-78.3% |
| Admin fee / account holder | $2,062 | $16,659-87.6% | $12,696-83.8% | $13,390-84.6% |