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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,603 | $166,020-46.6% | $164,866-46.3% | $145,959-39.3% |
| Participation rate | 81.8% | 82.0%-0.2pp | 78.6%+3.2pp | 80.3%+1.5pp |
| Annual return | 6.16% | 100.08%-93.9pp | 69.97%-63.8pp | 561.95%-555.8pp |
| Employer contribution / active EE | $1,364 | $5,275-74.1% | $4,343-68.6% | $4,661-70.7% |
| Participant deferral / active EE | $1,454 | $6,961-79.1% | $6,033-75.9% | $6,689-78.3% |
| Admin fee / account holder | $2,062 | $16,644-87.6% | $12,689-83.8% | $13,398-84.6% |