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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,967 | $199,109+24.0% | $173,730+42.2% | $154,746+59.6% |
| Participation rate | 72.7% | 82.8%-10.1pp | 79.6%-6.8pp | 80.7%-8.0pp |
| Annual return | 13.99% | 20.02%-6.0pp | 19.96%-6.0pp | 172.34%-158.3pp |
| Employer contribution / active EE | $3,464 | $5,311-34.8% | $4,577-24.3% | $4,379-20.9% |
| Participant deferral / active EE | $8,557 | $7,113+20.3% | $6,326+35.3% | $6,730+27.1% |
| Admin fee / account holder | $21,075 | $20,916+0.8% | $17,523+20.3% | $14,365+46.7% |