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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,967 | $178,174+38.6% | $156,181+58.1% | $137,256+79.9% |
| Participation rate | 72.7% | 82.0%-9.3pp | 78.8%-6.1pp | 80.0%-7.2pp |
| Annual return | 13.99% | 84.19%-70.2pp | 64.87%-50.9pp | 220.34%-206.3pp |
| Employer contribution / active EE | $3,464 | $4,972-30.3% | $4,294-19.3% | $4,156-16.6% |
| Participant deferral / active EE | $8,557 | $6,888+24.2% | $6,132+39.5% | $6,407+33.6% |
| Admin fee / account holder | $21,075 | $17,404+21.1% | $14,586+44.5% | $12,270+71.8% |