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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,124 | $183,539+37.9% | $155,556+62.7% | $145,897+73.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 2.96% | 61.31%-58.3pp | 64.84%-61.9pp | 552.29%-549.3pp |
| Employer contribution / active EE | $46,000 | $5,315+765.4% | $4,675+883.9% | $4,663+886.6% |
| Participant deferral / active EE | $23,000 | $6,467+255.7% | $5,631+308.5% | $6,689+243.8% |
| Admin fee / account holder | $272,639 | $19,275+1314.5% | $15,885+1616.3% | $13,390+1936.1% |