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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,796 | $78,636+35.8% | $105,607+1.1% | $74,459+43.4% |
| Participation rate | 36.8% | 72.8%-35.9pp | 75.3%-38.4pp | 67.2%-30.4pp |
| Annual return | 14.36% | 15.96%-1.6pp | 116.11%-101.7pp | 1369.70%-1355.3pp |
| Employer contribution / active EE | $829 | $2,523-67.1% | $3,167-73.8% | $2,626-68.4% |
| Participant deferral / active EE | $2,424 | $4,322-43.9% | $5,011-51.6% | $4,350-44.3% |
| Admin fee / account holder | $5,341 | $2,220+140.6% | $10,958-51.3% | $1,945+174.7% |