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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,491 | $107,809+19.2% | $97,032+32.4% | $155,188-17.2% |
| Participation rate | 68.2% | 75.5%-7.3pp | 71.6%-3.4pp | 80.8%-12.6pp |
| Annual return | 15.54% | 38.06%-22.5pp | 35.38%-19.8pp | 148.84%-133.3pp |
| Employer contribution / active EE | $1,606 | $2,911-44.8% | $2,629-38.9% | $4,248-62.2% |
| Participant deferral / active EE | $4,273 | $5,129-16.7% | $4,672-8.5% | $6,531-34.6% |
| Admin fee / account holder | $149 | $10,717-98.6% | $9,418-98.4% | $14,480-99.0% |