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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,491 | $99,053+29.7% | $88,179+45.7% | $138,895-7.5% |
| Participation rate | 68.2% | 74.2%-6.1pp | 69.1%-1.0pp | 79.9%-11.7pp |
| Annual return | 15.54% | 78.17%-62.6pp | 64.97%-49.4pp | 145.39%-129.9pp |
| Employer contribution / active EE | $1,606 | $2,882-44.3% | $2,549-37.0% | $4,194-61.7% |
| Participant deferral / active EE | $4,273 | $5,225-18.2% | $4,614-7.4% | $6,396-33.2% |
| Admin fee / account holder | $149 | $8,748-98.3% | $7,673-98.1% | $12,562-98.8% |