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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,336 | $86,949+54.5% | $102,460+31.1% | $80,959+65.9% |
| Participation rate | 71.8% | 72.4%-0.6pp | 76.5%-4.7pp | 67.7%+4.1pp |
| Annual return | 10.32% | 18.89%-8.6pp | 29.47%-19.1pp | 35.67%-25.3pp |
| Employer contribution / active EE | $2,383 | $2,370+0.6% | $3,025-21.2% | $2,757-13.6% |
| Participant deferral / active EE | $4,034 | $4,121-2.1% | $5,056-20.2% | $4,300-6.2% |
| Admin fee / account holder | $45,779 | $8,048+468.8% | $9,460+383.9% | $6,925+561.0% |