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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,426 | $201,370+59.1% | $184,256+73.9% | $145,897+119.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.69% | 29.05%-19.4pp | 28.85%-19.2pp | 552.29%-542.6pp |
| Employer contribution / active EE | $4,369 | $7,024-37.8% | $6,427-32.0% | $4,663-6.3% |
| Participant deferral / active EE | $7,770 | $9,808-20.8% | $9,133-14.9% | $6,689+16.2% |
| Admin fee / account holder | $6,679 | $16,364-59.2% | $13,899-51.9% | $13,390-50.1% |