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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,389 | $166,268+25.3% | $165,100+26.2% | $145,897+42.8% |
| Participation rate | 72.7% | 82.0%-9.3pp | 78.6%-5.9pp | 80.3%-7.6pp |
| Annual return | 10.89% | 100.52%-89.6pp | 70.21%-59.3pp | 552.29%-541.4pp |
| Employer contribution / active EE | $3,110 | $5,284-41.1% | $4,348-28.5% | $4,663-33.3% |
| Participant deferral / active EE | $8,795 | $6,964+26.3% | $6,035+45.7% | $6,689+31.5% |
| Admin fee / account holder | $14,401 | $16,659-13.6% | $12,696+13.4% | $13,390+7.5% |