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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,053 | $178,174+33.6% | $156,181+52.4% | $137,256+73.4% |
| Participation rate | 72.7% | 82.0%-9.3pp | 78.8%-6.1pp | 80.0%-7.2pp |
| Annual return | 15.71% | 84.19%-68.5pp | 64.87%-49.2pp | 220.34%-204.6pp |
| Employer contribution / active EE | $3,417 | $4,972-31.3% | $4,294-20.4% | $4,156-17.8% |
| Participant deferral / active EE | $9,086 | $6,888+31.9% | $6,132+48.2% | $6,407+41.8% |
| Admin fee / account holder | $41,004 | $17,404+135.6% | $14,586+181.1% | $12,270+234.2% |