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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,053 | $199,109+19.6% | $173,730+37.0% | $154,746+53.8% |
| Participation rate | 72.7% | 82.8%-10.1pp | 79.6%-6.8pp | 80.7%-8.0pp |
| Annual return | 15.71% | 20.02%-4.3pp | 19.96%-4.2pp | 172.34%-156.6pp |
| Employer contribution / active EE | $3,417 | $5,311-35.7% | $4,577-25.4% | $4,379-22.0% |
| Participant deferral / active EE | $9,086 | $7,113+27.8% | $6,326+43.6% | $6,730+35.0% |
| Admin fee / account holder | $41,004 | $20,916+96.0% | $17,523+134.0% | $14,365+185.4% |