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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,601 | $88,137+59.5% | $164,975-14.8% | $74,429+88.9% |
| Participation rate | 28.0% | 73.1%-45.2pp | 78.6%-50.7pp | 67.2%-39.2pp |
| Annual return | 16.29% | 17.13%-0.8pp | 70.12%-53.8pp | 1368.38%-1352.1pp |
| Employer contribution / active EE | $1,444 | $2,597-44.4% | $4,343-66.7% | $2,625-45.0% |
| Participant deferral / active EE | $2,253 | $4,501-49.9% | $6,033-62.7% | $4,348-48.2% |
| Admin fee / account holder | $5,154 | $2,231+131.0% | $12,688-59.4% | $1,944+165.1% |