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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,601 | $88,186+59.4% | $165,071-14.8% | $74,459+88.8% |
| Participation rate | 28.0% | 73.1%-45.2pp | 78.6%-50.7pp | 67.2%-39.3pp |
| Annual return | 16.29% | 17.13%-0.8pp | 70.17%-53.9pp | 1369.70%-1353.4pp |
| Employer contribution / active EE | $1,444 | $2,600-44.5% | $4,347-66.8% | $2,626-45.0% |
| Participant deferral / active EE | $2,253 | $4,505-50.0% | $6,035-62.7% | $4,350-48.2% |
| Admin fee / account holder | $5,154 | $2,234+130.7% | $12,695-59.4% | $1,945+165.0% |