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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,984 | $109,908+2.8% | $97,161+16.3% | $145,978-22.6% |
| Participation rate | 91.7% | 75.9%+15.7pp | 72.7%+19.0pp | 80.3%+11.4pp |
| Annual return | 9.13% | 243.80%-234.7pp | 75.36%-66.2pp | 550.52%-541.4pp |
| Employer contribution / active EE | $2,598 | $3,077-15.6% | $2,723-4.6% | $4,662-44.3% |
| Participant deferral / active EE | $5,051 | $4,679+8.0% | $4,265+18.4% | $6,690-24.5% |
| Admin fee / account holder | $10,425 | $6,213+67.8% | $5,647+84.6% | $13,400-22.2% |