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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,639 | $97,648+11.3% | $121,663-10.7% | $87,485+24.2% |
| Participation rate | 84.0% | 70.5%+13.5pp | 74.5%+9.5pp | 68.9%+15.1pp |
| Annual return | 10.97% | 18.03%-7.1pp | 147.54%-136.6pp | 26.06%-15.1pp |
| Employer contribution / active EE | $6,001 | $2,300+160.9% | $3,020+98.7% | $2,596+131.1% |
| Participant deferral / active EE | $5,198 | $3,923+32.5% | $4,887+6.4% | $4,274+21.6% |
| Admin fee / account holder | $5,709 | $11,100-48.6% | $14,289-60.0% | $7,775-26.6% |