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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,639 | $94,031+15.5% | $115,768-6.2% | $82,448+31.8% |
| Participation rate | 84.0% | 70.4%+13.6pp | 74.4%+9.6pp | 68.1%+15.9pp |
| Annual return | 10.97% | 20.61%-9.6pp | 100.46%-89.5pp | 41.64%-30.7pp |
| Employer contribution / active EE | $6,001 | $2,323+158.3% | $2,940+104.1% | $2,551+135.2% |
| Participant deferral / active EE | $5,198 | $3,972+30.9% | $4,917+5.7% | $4,139+25.6% |
| Admin fee / account holder | $5,709 | $10,249-44.3% | $12,439-54.1% | $7,234-21.1% |