Filed May 6, 2022
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,674 | $56,431-4.9% | $130,788-59.0% | $87,485-38.6% |
| Participation rate | 41.4% | 58.9%-17.6pp | 70.1%-28.7pp | 68.9%-27.6pp |
| Annual return | 18.16% | 91.27%-73.1pp | 386.44%-368.3pp | 26.06%-7.9pp |
| Employer contribution / active EE | $1,205 | $1,549-22.2% | $3,558-66.1% | $2,596-53.6% |
| Participant deferral / active EE | $3,689 | $2,749+34.2% | $4,137-10.8% | $4,274-13.7% |
| Admin fee / account holder | $1,542 | $4,433-65.2% | $6,673-76.9% | $7,775-80.2% |