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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,008 | $113,941+58.0% | $94,229+91.0% | $125,389+43.6% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -3.63% | 5.29%-8.9pp | 10.68%-14.3pp | 282.24%-285.9pp |
| Employer contribution / active EE | $5,000 | $4,727+5.8% | $3,587+39.4% | $4,866+2.8% |
| Participant deferral / active EE | $8,996 | $5,179+73.7% | $4,320+108.2% | $5,352+68.1% |
| Admin fee / account holder | $4,869 | $8,392-42.0% | $6,269-22.3% | $9,541-49.0% |