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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,510 | $58,241-61.4% | $81,780-72.5% | $80,911-72.2% |
| Participation rate | 96.8% | 63.4%+33.3pp | 72.4%+24.4pp | 67.6%+29.1pp |
| Annual return | 13.03% | 41.73%-28.7pp | 776.27%-763.2pp | 35.63%-22.6pp |
| Employer contribution / active EE | $3,524 | $2,343+50.4% | $2,914+20.9% | $2,756+27.9% |
| Participant deferral / active EE | $4,168 | $3,283+27.0% | $4,321-3.5% | $4,297-3.0% |
| Admin fee / account holder | $4,817 | $4,973-3.1% | $7,384-34.8% | $6,935-30.5% |