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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,981 | $315,200+6.3% | $238,191+40.6% | $155,188+115.9% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.1%+22.9pp | 80.8%+19.2pp |
| Annual return | 20.10% | 10.25%+9.8pp | 13.02%+7.1pp | 148.84%-128.7pp |
| Employer contribution / active EE | $2,456 | $6,383-61.5% | $5,082-51.7% | $4,248-42.2% |
| Participant deferral / active EE | $4,304 | $8,044-46.5% | $6,726-36.0% | $6,531-34.1% |
| Admin fee / account holder | $9,913 | $48,031-79.4% | $34,582-71.3% | $14,480-31.5% |