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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,935 | $108,825-30.2% | $156,181-51.4% | $82,448-7.9% |
| Participation rate | 98.2% | 72.4%+25.8pp | 78.8%+19.4pp | 68.1%+30.1pp |
| Annual return | 20.11% | 20.59%-0.5pp | 64.87%-44.8pp | 41.64%-21.5pp |
| Employer contribution / active EE | $2,853 | $2,870-0.6% | $4,294-33.6% | $2,551+11.8% |
| Participant deferral / active EE | $5,561 | $4,577+21.5% | $6,132-9.3% | $4,139+34.3% |
| Admin fee / account holder | $2,833 | $9,341-69.7% | $14,586-80.6% | $7,234-60.8% |