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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,155 | $123,155-16.2% | $108,753-5.1% | $155,188-33.5% |
| Participation rate | 56.5% | 75.6%-19.1pp | 71.1%-14.6pp | 80.8%-24.3pp |
| Annual return | 14.89% | 44.73%-29.8pp | 37.47%-22.6pp | 148.84%-133.9pp |
| Employer contribution / active EE | $793 | $2,811-71.8% | $2,427-67.3% | $4,248-81.3% |
| Participant deferral / active EE | $2,040 | $4,623-55.9% | $4,115-50.4% | $6,531-68.8% |
| Admin fee / account holder | $11,825 | $12,126-2.5% | $10,320+14.6% | $14,480-18.3% |