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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,155 | $124,980-17.5% | $108,359-4.8% | $154,746-33.3% |
| Participation rate | 56.5% | 75.2%-18.6pp | 70.1%-13.6pp | 80.7%-24.2pp |
| Annual return | 14.89% | 45.00%-30.1pp | 36.89%-22.0pp | 172.34%-157.4pp |
| Employer contribution / active EE | $793 | $2,851-72.2% | $2,399-67.0% | $4,379-81.9% |
| Participant deferral / active EE | $2,040 | $4,743-57.0% | $4,137-50.7% | $6,730-69.7% |
| Admin fee / account holder | $11,825 | $11,502+2.8% | $9,741+21.4% | $14,365-17.7% |