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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,869 | $60,393-14.1% | $81,820-36.6% | $74,429-30.3% |
| Participation rate | 61.7% | 62.9%-1.2pp | 72.4%-10.7pp | 67.2%-5.5pp |
| Annual return | 22.25% | 16.89%+5.4pp | 777.93%-755.7pp | 1368.38%-1346.1pp |
| Employer contribution / active EE | $778 | $2,626-70.4% | $2,915-73.3% | $2,625-70.4% |
| Participant deferral / active EE | $4,038 | $3,397+18.9% | $4,323-6.6% | $4,348-7.1% |
| Admin fee / account holder | $1,699 | $1,491+14.0% | $7,391-77.0% | $1,944-12.6% |