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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,831 | $156,398-40.6% | $147,318-37.0% | $138,895-33.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 22.02% | 78.75%-56.7pp | 70.43%-48.4pp | 145.39%-123.4pp |
| Employer contribution / active EE | $6,764 | $4,853+39.4% | $4,593+47.3% | $4,194+61.3% |
| Participant deferral / active EE | $7,297 | $8,237-11.4% | $7,906-7.7% | $6,396+14.1% |
| Admin fee / account holder | $1,186 | $14,976-92.1% | $13,708-91.3% | $12,562-90.6% |