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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,882 | $114,119-66.8% | $107,187-64.7% | $138,895-72.7% |
| Participation rate | 47.4% | 78.1%-30.7pp | 75.0%-27.7pp | 79.9%-32.6pp |
| Annual return | 26.51% | 273.21%-246.7pp | 204.55%-178.0pp | 145.39%-118.9pp |
| Employer contribution / active EE | $1,863 | $4,059-54.1% | $3,782-50.7% | $4,194-55.6% |
| Participant deferral / active EE | $2,178 | $5,538-60.7% | $5,096-57.3% | $6,396-65.9% |
| Admin fee / account holder | $143 | $10,024-98.6% | $9,162-98.4% | $12,562-98.9% |