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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,147 | $183,516-53.6% | $155,534-45.3% | $145,884-41.6% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 5.09% | 61.43%-56.3pp | 64.92%-59.8pp | 551.85%-546.8pp |
| Employer contribution / active EE | $2,978 | $5,315-44.0% | $4,675-36.3% | $4,662-36.1% |
| Participant deferral / active EE | $8,759 | $6,467+35.5% | $5,630+55.6% | $6,690+30.9% |
| Admin fee / account holder | $9,401 | $19,293-51.3% | $15,900-40.9% | $13,392-29.8% |