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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,057 | $181,062-74.6% | $158,223-70.9% | $155,188-70.3% |
| Participation rate | 65.0% | 82.7%-17.7pp | 79.2%-14.2pp | 80.8%-15.8pp |
| Annual return | 18.89% | 57.39%-38.5pp | 52.09%-33.2pp | 148.84%-129.9pp |
| Employer contribution / active EE | $1,608 | $4,565-64.8% | $4,109-60.9% | $4,248-62.1% |
| Participant deferral / active EE | $3,002 | $6,134-51.1% | $5,467-45.1% | $6,531-54.0% |
| Admin fee / account holder | $4,586 | $18,825-75.6% | $16,047-71.4% | $14,480-68.3% |