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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,057 | $174,379-73.6% | $152,093-69.7% | $138,895-66.8% |
| Participation rate | 65.0% | 81.6%-16.6pp | 77.8%-12.8pp | 79.9%-14.9pp |
| Annual return | 18.89% | 74.86%-56.0pp | 66.36%-47.5pp | 145.39%-126.5pp |
| Employer contribution / active EE | $1,608 | $4,652-65.4% | $4,175-61.5% | $4,194-61.7% |
| Participant deferral / active EE | $3,002 | $6,159-51.3% | $5,451-44.9% | $6,396-53.1% |
| Admin fee / account holder | $4,586 | $16,880-72.8% | $14,497-68.4% | $12,562-63.5% |