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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,916 | $174,379-29.5% | $152,093-19.2% | $138,895-11.5% |
| Participation rate | 42.9% | 81.6%-38.8pp | 77.8%-34.9pp | 79.9%-37.1pp |
| Annual return | 15.01% | 74.86%-59.8pp | 66.36%-51.3pp | 145.39%-130.4pp |
| Employer contribution / active EE | $2,108 | $4,652-54.7% | $4,175-49.5% | $4,194-49.7% |
| Participant deferral / active EE | $2,893 | $6,159-53.0% | $5,451-46.9% | $6,396-54.8% |
| Admin fee / account holder | $4,959 | $16,880-70.6% | $14,497-65.8% | $12,562-60.5% |