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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,378 | $112,729-90.8% | $98,716-89.5% | $137,256-92.4% |
| Participation rate | 81.8% | 74.2%+7.6pp | 69.3%+12.5pp | 80.0%+1.9pp |
| Annual return | 21.64% | 38.48%-16.8pp | 31.81%-10.2pp | 220.34%-198.7pp |
| Employer contribution / active EE | $497 | $2,725-81.7% | $2,279-78.2% | $4,156-88.0% |
| Participant deferral / active EE | $2,037 | $4,640-56.1% | $4,048-49.7% | $6,407-68.2% |
| Admin fee / account holder | $1,012 | $10,129-90.0% | $8,703-88.4% | $12,270-91.8% |