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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,651 | $174,379-61.8% | $152,093-56.2% | $138,895-52.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.11% | 74.86%-57.7pp | 66.36%-49.2pp | 145.39%-128.3pp |
| Employer contribution / active EE | $2,122 | $4,652-54.4% | $4,175-49.2% | $4,194-49.4% |
| Participant deferral / active EE | $6,056 | $6,159-1.7% | $5,451+11.1% | $6,396-5.3% |
| Admin fee / account holder | $2,107 | $16,880-87.5% | $14,497-85.5% | $12,562-83.2% |