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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,856 | $174,379+81.1% | $152,093+107.7% | $138,895+127.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 43.95% | 74.86%-30.9pp | 66.36%-22.4pp | 145.39%-101.4pp |
| Employer contribution / active EE | $5,235 | $4,652+12.5% | $4,175+25.4% | $4,194+24.8% |
| Participant deferral / active EE | $7,742 | $6,159+25.7% | $5,451+42.0% | $6,396+21.0% |
| Admin fee / account holder | $8,108 | $16,880-52.0% | $14,497-44.1% | $12,562-35.5% |