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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,244 | $74,535+5.0% | $100,712-22.3% | $82,637-5.3% |
| Participation rate | 55.3% | 61.2%-5.9pp | 69.3%-14.0pp | 68.1%-12.7pp |
| Annual return | 19.69% | 18.92%+0.8pp | 33.27%-13.6pp | 53.51%-33.8pp |
| Employer contribution / active EE | $1,645 | $1,503+9.4% | $2,313-28.9% | $2,552-35.6% |
| Participant deferral / active EE | $3,423 | $3,074+11.4% | $4,085-16.2% | $4,126-17.0% |
| Admin fee / account holder | $559 | $6,576-91.5% | $9,256-94.0% | $7,339-92.4% |