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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,751 | $71,215-7.7% | $93,696-29.8% | $80,935-18.8% |
| Participation rate | 58.1% | 60.4%-2.3pp | 68.7%-10.6pp | 67.7%-9.5pp |
| Annual return | 17.81% | 11.27%+6.5pp | 133.74%-115.9pp | 35.66%-17.8pp |
| Employer contribution / active EE | $1,502 | $1,565-4.0% | $2,422-38.0% | $2,757-45.5% |
| Participant deferral / active EE | $3,386 | $4,037-16.1% | $4,417-23.3% | $4,299-21.2% |
| Admin fee / account holder | $1,232 | $6,958-82.3% | $8,287-85.1% | $6,924-82.2% |