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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,981 | $102,385-47.3% | $147,080-63.3% | $80,935-33.3% |
| Participation rate | 89.5% | 75.9%+13.6pp | 82.2%+7.3pp | 67.7%+21.8pp |
| Annual return | 15.86% | 135.09%-119.2pp | 420.17%-404.3pp | 35.66%-19.8pp |
| Employer contribution / active EE | $834 | $3,717-77.6% | $4,933-83.1% | $2,757-69.7% |
| Participant deferral / active EE | $6,400 | $6,651-3.8% | $8,066-20.7% | $4,299+48.9% |
| Admin fee / account holder | $6,724 | $7,951-15.4% | $12,989-48.2% | $6,924-2.9% |