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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,981 | $102,393-47.3% | $147,041-63.3% | $80,911-33.3% |
| Participation rate | 89.5% | 75.9%+13.6pp | 82.2%+7.3pp | 67.6%+21.8pp |
| Annual return | 15.86% | 134.95%-119.1pp | 419.21%-403.4pp | 35.63%-19.8pp |
| Employer contribution / active EE | $834 | $3,715-77.6% | $4,935-83.1% | $2,756-69.7% |
| Participant deferral / active EE | $6,400 | $6,647-3.7% | $8,071-20.7% | $4,297+48.9% |
| Admin fee / account holder | $6,724 | $7,943-15.4% | $13,006-48.3% | $6,935-3.0% |