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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,110 | $106,864-26.9% | $147,318-47.0% | $82,637-5.5% |
| Participation rate | 57.9% | 75.5%-17.6pp | 82.1%-24.2pp | 68.1%-10.2pp |
| Annual return | 16.31% | 27.49%-11.2pp | 70.43%-54.1pp | 53.51%-37.2pp |
| Employer contribution / active EE | $3,767 | $3,417+10.3% | $4,593-18.0% | $2,552+47.6% |
| Participant deferral / active EE | $7,296 | $6,496+12.3% | $7,906-7.7% | $4,126+76.8% |
| Admin fee / account holder | $4,635 | $8,415-44.9% | $13,708-66.2% | $7,339-36.8% |