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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,024 | $102,385-45.3% | $147,080-61.9% | $80,935-30.8% |
| Participation rate | 66.3% | 75.9%-9.5pp | 82.2%-15.9pp | 67.7%-1.3pp |
| Annual return | 24.33% | 135.09%-110.8pp | 420.17%-395.8pp | 35.66%-11.3pp |
| Employer contribution / active EE | $3,277 | $3,717-11.8% | $4,933-33.6% | $2,757+18.9% |
| Participant deferral / active EE | $6,228 | $6,651-6.4% | $8,066-22.8% | $4,299+44.9% |
| Admin fee / account holder | $3,427 | $7,951-56.9% | $12,989-73.6% | $6,924-50.5% |