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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,109 | $88,996-84.1% | $78,004-81.9% | $138,895-89.8% |
| Participation rate | 92.3% | 74.4%+17.9pp | 69.4%+22.9pp | 79.9%+12.4pp |
| Annual return | 17.51% | 28.03%-10.5pp | 31.07%-13.6pp | 145.39%-127.9pp |
| Employer contribution / active EE | $1,394 | $2,917-52.2% | $2,469-43.5% | $4,194-66.8% |
| Participant deferral / active EE | $2,878 | $4,724-39.1% | $4,092-29.7% | $6,396-55.0% |
| Admin fee / account holder | $1,790 | $8,807-79.7% | $7,578-76.4% | $12,562-85.7% |