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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,072 | $126,661-20.2% | $113,397-10.9% | $138,895-27.2% |
| Participation rate | 46.2% | 79.4%-33.3pp | 76.5%-30.3pp | 79.9%-33.8pp |
| Annual return | 10.68% | 25.05%-14.4pp | 23.20%-12.5pp | 145.39%-134.7pp |
| Employer contribution / active EE | $5,350 | $3,456+54.8% | $2,977+79.7% | $4,194+27.6% |
| Participant deferral / active EE | $3,493 | $5,693-38.6% | $5,076-31.2% | $6,396-45.4% |
| Admin fee / account holder | $66 | $14,549-99.5% | $11,957-99.5% | $12,562-99.5% |