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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,819 | $106,864-67.4% | $147,318-76.4% | $82,637-57.9% |
| Participation rate | 92.7% | 75.5%+17.2pp | 82.1%+10.6pp | 68.1%+24.6pp |
| Annual return | 25.11% | 27.49%-2.4pp | 70.43%-45.3pp | 53.51%-28.4pp |
| Employer contribution / active EE | $7,632 | $3,417+123.4% | $4,593+66.2% | $2,552+199.0% |
| Participant deferral / active EE | $4,677 | $6,496-28.0% | $7,906-40.9% | $4,126+13.3% |
| Admin fee / account holder | $1,819 | $8,415-78.4% | $13,708-86.7% | $7,339-75.2% |