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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,869 | $96,731-51.5% | $123,973-62.2% | $86,983-46.1% |
| Participation rate | 100.0% | 70.0%+30.0pp | 76.7%+23.3pp | 69.5%+30.5pp |
| Annual return | 28.81% | 17.33%+11.5pp | 388.13%-359.3pp | 25.83%+3.0pp |
| Employer contribution / active EE | $8,021 | $3,297+143.3% | $4,126+94.4% | $2,584+210.4% |
| Participant deferral / active EE | $10,795 | $4,152+160.0% | $5,247+105.7% | $4,194+157.4% |
| Admin fee / account holder | $928 | $8,722-89.4% | $11,799-92.1% | $7,856-88.2% |