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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,869 | $89,259-47.5% | $107,187-56.3% | $82,637-43.3% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 28.81% | 21.02%+7.8pp | 204.55%-175.7pp | 53.51%-24.7pp |
| Employer contribution / active EE | $8,021 | $3,080+160.4% | $3,782+112.1% | $2,552+214.3% |
| Participant deferral / active EE | $10,795 | $4,037+167.4% | $5,096+111.8% | $4,126+161.6% |
| Admin fee / account holder | $928 | $7,381-87.4% | $9,162-89.9% | $7,339-87.4% |